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David J. Muñoz | October 7, 2026 | Car Accidents
After a car accident, you may need a rental vehicle while yours is being repaired or replaced. Determining who pays for the rental car depends on several factors, including who caused the accident and the insurance coverage available. If another driver was at fault, their […]
David J. Muñoz | October 7, 2026 | Car Accidents
Speeding, impaired driving, failing to wear a seatbelt, and dangerous traffic violations can turn an ordinary trip into a fatal collision. Distracted driving also creates serious risks by preventing motorists from recognizing hazards and responding in time. Understanding these behaviors can help California drivers make […]
David J. Muñoz | October 7, 2026 | Personal Injury
Signing a liability waiver does not always prevent you from filing a personal injury lawsuit in California. Whether the waiver blocks a claim depends on what it says, how the injury happened, and whether the agreement is legally enforceable. If you sign a waiver, you […]
David J. Muñoz | September 30, 2026 | Pedestrian Accidents
A pedestrian hit by a car can face ambulance charges, hospital bills, follow-up visits, and other medical costs long before an injury claim is resolved. In California, several forms of insurance may help pay these expenses. Who ultimately pays depends on who caused the crash […]
David J. Muñoz | September 25, 2026 | Personal Injury
In most San Diego personal injury cases, you have two years from the date of the injury to file a lawsuit. California Code of Civil Procedure § 335.1 establishes a two-year statute of limitations for actions involving injury or death caused by another person’s wrongful […]
David J. Muñoz | September 23, 2026 | Personal Injury
In California, you generally do not have to pay federal income tax on settlement money you receive because of a personal physical injury or physical sickness. However, portions of a settlement for punitive damages, interest, or certain non-physical injuries may be taxable under federal law. […]
David J. Muñoz | September 23, 2026 | Personal Injury
In California, a crosswalk does not always have painted lines. State law recognizes certain unmarked crosswalks at intersections, meaning pedestrians may have crosswalk protections even when there are no stripes or other pavement markings. This distinction can matter after a pedestrian accident. A driver cannot […]
David J. Muñoz | September 22, 2026 | Personal Injury
You keep the amount left after attorney’s fees, case costs, medical liens, unpaid medical bills, and other required deductions are taken from your personal injury settlement. There is no single percentage that applies to every injured person, because each case has different expenses and repayment […]
David J. Muñoz | September 21, 2026 | Personal Injury
Windshield damage can happen suddenly from road debris, falling objects, vandalism, or a collision. Whether insurance covers the repair depends on how the damage occurred and the coverage available. California requires liability insurance, but damage to your own windshield may instead be covered by comprehensive […]
David J. Muñoz | September 21, 2026 | Car Accidents
Every driver in California is legally required to carry auto insurance. If you have never looked into the specifics, though, you might not know exactly how much coverage you need or what the consequences are for going without it. The state recently raised its minimum […]